Hanna, Kremer & Tilghman Insurance in Salisbury, MD | Insurance

We take the time to know you...your operations, your exposures and your philosphy. We represent a number of reputable insurance companies and have access to many of the world`s leading insurers. We are an insurance agency with a difference. We work with our clients to protect their resources and to provide affordable protection, quality claims management and excellent service.
We act as both insurance agents and brokers. We represent twelve national and regional companies; and as brokers, we have access to a full range of domestic and foreign insurance companies. Today, we continue representation of the first insurance company with which we started business.
In addition to the sales and service of traditional insurance products, HK&T offers risk management and consulting services. Within our insurance division, we specialize in providing various types of bonds, from contractors` performance and payment bonds to financial institution bankers` blanket bonds. We have the expertise to work with our clients to satisfy the various requirements of the surety companies.
Our Financial Services Division offers all types of financial benefit products, including life and health insurance, disability income planning, retirement plans and estate analysis.
HK&T is fully automated. Our clients benefit from our computer capabilities as we can effeciently provide detailed information such as account records, certificates of insurance, policy details, exposure data and summaries of insurance.
Ultimately, the reason for insurance is payment of legitimate claims. It is important that claims are handled promptly. To serve your needs, we have a fulltime claims administrator. We are committed to see that every claim is settled fairly and quickly.
We are dedicated to providing insurance protection that our clients can purchase with confidence.